Selected tier
Cashback
Up to 2% cashback, capped at AED 750 per month.
- Cashback rate
- 90.00%
- Monthly cap
- Not specified
- Min income
- Not specified
Liv
Liv Credit Card
Choose between Cashback and Cashback+ tiers with different monthly cashback caps and benefits.
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 21 May 2026
Liv Credit Card variants
The official Liv page describes one card family with Cashback and Cashback+ tiers. Pick the exact tier you hold for optimiser and comparison results.
Available tier
Cashback+
Up to 4% cashback, capped at AED 1,500 per month.
- Cashback rate
- 90.00%
- Monthly cap
- Not specified
- Min income
- Not specified
default
90.00%
Get 90% of your credit limit as instant loan
default
51.00%
30-day complimentary trial plus up to 51% off 12-month plan
default
25.00%
2 tickets per month plus 25% off on F&B
Eligibility
Min income: Not specified
Age: - to -
Salary transfer: Not required
Annual fee
AED 0
First year fee
AED 0
B.E.S.T cashback ladder
Full rewards table
Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.
- Categories
- 2
- Best rate
- 90.00%
- Top cap
- AED 0
D
Default
Up to 90.00% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
25.00%
Cap
No cap listed
2 tickets per month plus 25% off on F&B
SourceSpend tier
Published reward rule
Rate
51.00%
Cap
No cap listed
30-day complimentary trial plus up to 51% off 12-month plan
SourceSpend tier
Published reward rule
Rate
90.00%
Cap
No cap listed
Get 90% of your credit limit as instant loan
SourceSpend tier
Published reward rule
Rate
4.00%
Cap
No cap listed
Shop and Earn up to 4% Cashback on All Spends
SourceTG
Travel General
Up to 5.00% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
5.00 Miles/AED
Cap
No cap listed
Earn up to 5,000 Skywards Miles monthly
SourceBenefits
Travel
Airport Lounge Access
Access
25+ Airports
Conditions: Global airport lounge access at 25+ airports
Global Airport Lounge Access
Lounge Access
Access to 800+ airports globally
Partner: 800+ Airports
Careem Airport Transfers
Transportation
1 ride per year
Conditions: 1 ride per year
Partner: Careem
Travel Medical Insurance
Insurance
Up to USD 500,000 travel medical insurance coverage
Airport Lounge Access
Lounge Access
Access to 25+ airports globally
Lounge: 25+ airport lounges
Lifestyle
VOX Cinemas Tickets
Entertainment
2 tickets per month + 25% off on F&B
Conditions: 2 complimentary tickets per month with 25% discount on food and beverages
Partner: VOX Cinemas
VOX Cinemas
Entertainment
3 tickets per month + 25% off on F&B
Conditions: 3 tickets per month
Partner: VOX Cinemas
Talabat
Dining
20% off on 1 order per month
Conditions: 1 order per month
Partner: Talabat
Zee5
Entertainment
25% off Mastercard Annual 4K Pack
Partner: Zee5
Express VPN
Digital Services
30-day complimentary trial + Up to 51% off 12-month plan
Partner: Express VPN
Global Blue VIP Services
Shopping
Tax free international shopping
Partner: Global Blue
VOX Cinemas
Entertainment
2 tickets per month plus 25% off on F&B
Partner: VOX Cinemas
Express VPN Discount
Digital Services
30-day complimentary trial plus up to 51% off 12-month plan
Partner: Express VPN
Rewards
Cashback on All Spends
Cashback
Earn up to 4% cashback on all spends including shopping, fuel, fee payments, travel. Up to AED 1,500 cashback per month. Cashback rate increases when you upgrade to a new monthly spend tier - all transactions for that month will earn the new cashback rate. For example, spending AED 16,000 in a month means that you earn 4% on all previous spends of that month.
Conditions: Once you upgrade to a new monthly spend tier, all your transactions for that month will earn the new cashback rate
Emirates Skywards Miles
Airline Miles
Earn up to 10,000 Skywards Miles monthly. Can switch between cashback and Skywards Miles programs from Liv app without changing physical card.
Conditions: Switch between programs from your Liv app without changing your physical card
Partner: EmiratesProgram: Emirates Skywards
Instant Credit as Cashback or Miles
Rewards Redemption
Redeem your rewards instantly as Cashback or Skywards Miles
Cashback Rewards
Cashback
Earn up to AED 750 cashback monthly, up to 2% cashback on all spends
Conditions: Once you upgrade to a new monthly spend tier, all your transactions for that month will earn the new cashback rate
Emirates Skywards Miles
Airline Miles
Earn up to 5,000 Skywards Miles monthly
Conditions: Redeem rewards instantly as Skyward Miles
Program: Emirates Skywards
Financial Services
Instalment Payment Plans (IPP)
Financing
Split big purchases into easy instalments, with interest-free instalments for over 500+ popular merchants
Conditions: Available at 500+ popular merchants
Loan on Card
Financing
Get 90% of your credit limit as instant loan
Conditions: 90% of credit limit
Payment Flexibility
Easy Payback Options
Financial Service
Convert outstanding balance to EMIs
Active promotions
No verified active promotions yet.