Savings accounts
Track source-backed savings rates and the real conditions required to get them, including balance bands, salary transfer rules, and linked-account dependencies.
Active rates
150
Banks tracked
19
Checked records
150
Best savings rates
Ranked for AED 50,000 balance and AED 15,000 monthly salary. We prioritise explicit published tiers over headline-only “up to” claims.
Mashreq Bank
NEO PLUS Saver Account
6.25%
Applicable at default profile
Wio Bank
Wio Personal - Family Plan / Salary Plan (Fixed Saving Spaces)
6.00%
Applicable at default profile
Wio Bank PJSC
Saving Spaces - Monthly Fixed (Family or Salary Plan)
6.00%
Applicable at default profile
Mashreq Bank
NEO PLUS Saver Account
5.00%
Applicable at default profile
Mashreq Bank
NEO PLUS Saver Account
5.00%
Applicable at default profile
Mashreq Bank
NEO PLUS Saver Account
5.00%
Applicable at default profile
We rank by the rate you are actually likely to receive based on balance, salary, and requirement filters.
Applicable rate
6.25%
Headline rate
6.25%
Valid until
Check source
Rate applies up to AED 500,000
Transfer salary of at least AED 10,000
Requires linked current account (Mashreq NEO Account)
Interest credited monthly
2 free debit transactions per month without losing interest; more than 2 debit transactions in a month leads to non-payment of interest
Applicable rate
6%
Headline rate
6%
Valid until
Check source
Transfer salary
Emirates ID required
6% interest per annum applies on monthly Fixed Saving Spaces when salary is transferred to Wio. Account requires Emirates ID for verification.
Applicable rate
6%
Headline rate
6%
Valid until
Check source
Transfer salary
UAE residents only
Emirates ID required
Interest credited per annum
6% interest applies when salary is transferred to Wio. Available on one-month fixed saving spaces. Part of Family or Salary plan.
Applicable rate
5%
Headline rate
5%
Valid until
Check source
Maintain AED 50,000 minimum balance
Requires linked current account (Mashreq NEO Account)
UAE residents only
Emirates ID required
Interest credited monthly
Applicable rate
5%
Headline rate
5%
Valid until
Check source
Maintain AED 50,000 minimum balance
Rate applies up to AED 500,000
Requires linked current account (Mashreq NEO Account)
Interest credited monthly
2 free debit transactions per month without losing interest; more than 2 debit transactions in a month leads to non-payment of interest
Applicable rate
5%
Headline rate
5%
Valid until
Check source
Maintain AED 50,000 minimum balance
Rate applies up to AED 500,000
Requires linked current account (Mashreq NEO Account)
Interest credited monthly
2 free withdrawals per month without losing interest
Applicable rate
4.5%
Headline rate
4.5%
Valid until
Check source
Requires linked current account (ADCB Current or Savings Account)
Bonus rate applies to new funds only
UAE residents only
Bonus Interest paid only on new-to-bank funds in Super Saver Account, over and above the benchmark month. Minimum GBP 15,000 to GBP 6,000,000 monthly average balance required. Customer should first have an ADCB Current or Savings Account. Available for customers who have attained majority as per applicable laws.
Applicable rate
4.25%
Headline rate
4.25%
Valid until
Check source
Minimum deposit of USD 200,000 required. Higher tier rate.
Applicable rate
4.25%
Headline rate
4.25%
Valid until
Check source
Minimum eligible deposit USD 200,000 for this rate
Applicable rate
4%
Headline rate
4%
Valid until
30 Jun 2026
Bonus rate applies to new funds only
Interest credited yearly
Campaign rate valid only on new funds for individual customers. Instant account opening through FAB Mobile app or Online Banking if you already have an account with FAB. No minimum balance requirement. No restrictions on the number of withdrawals.
Applicable rate
4%
Headline rate
4%
Valid until
30 Jun 2026
Bonus rate applies to new funds only
UAE residents only
Emirates ID required
Interest credited monthly
Campaign rate valid only on new funds for individual customers. Overall balance at customer level as on 30 April 2023 is considered as base balance for 4.00% rate. Differential interest amount (>100) on fresh funds over prevailing rate to be applied within 45 days from campaign extension end date for April-June 2026. No restrictions on withdrawals.
Applicable rate
4%
Headline rate
4%
Valid until
30 Jun 2026
Maintain AED 0 minimum balance
Bonus rate applies to new funds only
Interest credited yearly
unlimited
Campaign rate valid only on new funds for individual customers from 1 May 2023 to 30 June 2026. No minimum balance requirement. No restrictions on the number of withdrawals.