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Verified card guide

Best cashback credit cards in the UAE

Compare UAE cashback credit cards using tracked reward rates, caps, fees, eligibility details, and source-backed terms where available.

Scope

Based on cashback cards currently tracked by Tilla. We found 12 matching cards for this page.

Short answer

What to know before choosing

Cashback cards should be judged by the rate, monthly cap, spend categories, annual fee, and exclusions. This page uses cashback rules currently tracked by Tilla.

  • Higher cashback rates can be less valuable if the monthly cap is low.
  • Some categories and wallet payments may be excluded by bank terms.
  • Estimated value is not guaranteed and depends on your actual spend.

How this page ranks cards

Cards are sorted using matching tracked reward rules first, then source coverage and card name. On category pages, category-specific rules are ranked ahead of generic fallback rules. A higher rate is not a guarantee of better value for every user because caps, fees, eligibility, and exclusions can change the result.

Read the methodology

Tracked card 1

Etihad Guest Premium Credit Card

Emirates Islamic

Welcome bonus of 55,000 Etihad Guest Miles upon payment of Annual Membership Fee

Top tracked rule

60.00%

Travel General

Cap
No cap listed
Annual fee
Not listed
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked from its strongest tracked reward rule: 60.00% cashback on travel general.

  • Earn up to two 60% miles discount vouchers when you spend AED 165,000 and AED 300,000 within your anniversary year
View card detailsCompare this cardSource

Tracked card 2

Liv Cashback Card

Liv

Shop and Earn up to 4% Cashback on All Spends

Top tracked rule

51.00%

Default

Cap
No cap listed
Annual fee
AED 0
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked from its strongest tracked reward rule: 51.00% cashback on default.

  • 30-day complimentary trial plus up to 51% off 12-month plan
View card detailsCompare this cardSource

Tracked card 3

Liv Cashback+ Card

Liv

Earn up to 4% Cashback on All Spends

Top tracked rule

51.00%

Default

Cap
No cap listed
Annual fee
AED 700
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked from its strongest tracked reward rule: 51.00% cashback on default.

  • 30-day complimentary trial plus up to 51% off 12-month plan
View card detailsCompare this cardSource

Tracked card 4

ADCB Etihad Guest Infinite Credit Card

ADCB

Earn Etihad Guest Miles on all purchases with up to 60,000 welcome bonus miles

Top tracked rule

50.00%

Travel General

Cap
No cap listed
Annual fee
Not listed
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked from its strongest tracked reward rule: 50.00% cashback on travel general.

  • Fast-track to Etihad Guest Gold Tier status when fulfilling criteria: accrual of 35,000 Tier Miles within six months of card issuance, or completion of one return flight on Etihad Airways within six months booked using the card. Benefits include 50% bonus miles on Etihad bookings, Business Class check-in, priority boarding, priority baggage, fast track immigration, dedicated 24/7 contact center.
View card detailsCompare this cardSource

Tracked card 5

ADCB Traveller Credit Card

ADCB

Travel and earn cashback every month

Top tracked rule

50.00%

Default

Cap
No cap listed
Annual fee
Not listed
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked from its strongest tracked reward rule: 50.00% cashback on default.

  • 50% cashback on movies tickets purchased online in AED
View card detailsCompare this cardSource

Tracked card 6

Advance Credit Card

HSBC UAE

Enjoy exclusive travel and lifestyle rewards on all your spends.

Top tracked rule

50.00%

Dining

Cap
No cap listed
Annual fee
AED 0
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked from its strongest tracked reward rule: 50.00% cashback on dining.

  • Complimentary 12-month Zomato Gold dining membership worth AED 149. Get up to 50% off dining bills at over 4,000 restaurants across the UAE
View card detailsCompare this cardSource

Tracked card 7

Ajman Bank LIFE Credit Card

Ajman Bank

Top tracked rule

50.00%

Default

Cap
No cap listed
Annual fee
Not listed
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked from its strongest tracked reward rule: 50.00% cashback on default.

  • 50% cashback on refreshment/snacks purchases
View card detailsCompare this cardSource

Tracked card 8

Black Credit Card

HSBC UAE

Premium travel card with 75,000 bonus points on renewal, international concierge, and complimentary lounge access

Top tracked rule

50.00%

Dining

Cap
No cap listed
Annual fee
AED 1,575
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked from its strongest tracked reward rule: 50.00% cashback on dining.

  • Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership
View card detailsCompare this cardSource

Tracked card 9

Cash+ Credit Card

HSBC UAE

Earn 1% cashback every day on all your purchases, with no minimum spend or earning caps

Top tracked rule

50.00%

Dining

Cap
No cap listed
Annual fee
AED 1,050
Min income
AED 30,000
Last verified
Not verified yet

Why this card is here

Ranked from its strongest tracked reward rule: 50.00% cashback on dining.

  • Complimentary Zomato Gold membership - up to 50% off dining bills at over 4,000 restaurants across the UAE
View card detailsCompare this cardSource

Tracked card 10

Cashback Credit Card

Mashreq

Up to 5% cashback on all spends

Top tracked rule

50.00%

Default

Cap
No cap listed
Annual fee
AED 0
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked from its strongest tracked reward rule: 50.00% cashback on default.

  • 50% off on Deluxe-Plus seats, up to 8 tickets per month
View card detailsCompare this cardSource

Tracked card 11

Etihad Guest Platinum Credit Card

Emirates Islamic

A card designed around your lifestyle! Earn 2 Etihad Guest Miles per USD 1 spent on online and mobile wallet transactions.

Top tracked rule

50.00%

Default

Cap
No cap listed
Annual fee
Not listed
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked from its strongest tracked reward rule: 50.00% cashback on default.

  • 50% cashback on movie tickets, capped at AED 50 per month
View card detailsCompare this cardSource

Tracked card 12

HSBC Emirates Skywards Infinite Credit Card

HSBC UAE

Earn extra Skywards Miles on every eligible spend and even more travel and lifestyle benefits.

Top tracked rule

50.00%

Dining

Cap
No cap listed
Annual fee
AED 2,625
Min income
AED 30,000
Last verified
Not verified yet

Why this card is here

Ranked from its strongest tracked reward rule: 50.00% cashback on dining.

  • Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.
View card detailsCompare this cardSource

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