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Best UAE credit cards for groceries

Compare UAE cards for grocery spend using tracked reward rates, caps, exclusions, and source-backed terms where available.

Scope

Based on grocery reward rules currently tracked by Tilla. We found 12 matching cards for this page.

Short answer

What to know before choosing

The best grocery card depends on whether the supermarket counts as groceries, the reward cap, the monthly spend band, and any exclusions in the bank terms.

  • The page ranks cards with grocery reward rules currently tracked by Tilla.
  • Caps and spend bands can change the useful value.
  • Merchant category rules can affect whether grocery spend qualifies.

How this page ranks cards

Cards are sorted using matching tracked reward rules first, then source coverage and card name. On category pages, category-specific rules are ranked ahead of generic fallback rules. A higher rate is not a guarantee of better value for every user because caps, fees, eligibility, and exclusions can change the result.

Read the methodology

Tracked card 1

ADCB TouchPoints Platinum Credit Card

ADCB

Unlock a world of possibilities with online food delivery discounts, entertainment deals and much more

Top tracked rule

20.00%

Groceries

Cap
No cap listed
Annual fee
Not listed
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked here because Tilla has a tracked groceries rule for this card: 20.00% cashback.

  • Get 20% off grocery or food orders once a month on talabat. Add Mastercard card on talabat app and enter promo code MASTERCARD at checkout. 20% discount capped at AED 14.
View card detailsCompare this cardSource

Tracked card 2

Amazon World Credit Card

Emirates Islamic

Earn up to 6% back, unlimited. Welcome bonus of up to AED 750. No annual fee!

Top tracked rule

20.00%

Groceries

Cap
No cap listed
Annual fee
AED 0
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked here because Tilla has a tracked groceries rule for this card: 20.00% cashback.

  • 20% off on 1 food or grocery delivery order per month on talabat app using promo code MASTERCARD.
View card detailsCompare this cardSource

Tracked card 3

CITI PRESTIGE® Credit Card

Citibank UAE

Discover exceptional benefits with Citi Prestige® Credit Card

Top tracked rule

20.00%

Groceries

Cap
No cap listed
Annual fee
AED 1,500
Min income
AED 30,000
Last verified
Not verified yet

Why this card is here

Ranked here because Tilla has a tracked groceries rule for this card: 20.00% cashback.

  • 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code 'MASTERCARD' at checkout
View card detailsCompare this cardSource

Tracked card 4

CITI REWARDS Credit Card

Citibank UAE

Make your shopping more rewarding with Citi Rewards Credit Card. AED 150 Joining bonus statement credit upon meeting min spend.

Top tracked rule

20.00%

Groceries

Cap
No cap listed
Annual fee
AED 300
Min income
AED 8,000
Last verified
Not verified yet

Why this card is here

Ranked here because Tilla has a tracked groceries rule for this card: 20.00% cashback.

  • 20% instant discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use promo code 'MASTERCARD' at checkout
View card detailsCompare this cardSource

Tracked card 5

The New Citi Ultima Credit Card

Citibank UAE

Fly on your terms! Earn 5 Citi Miles per USD on non-AED spend, plus 30,000 bonus miles annually

Top tracked rule

20.00%

Groceries

Cap
No cap listed
Annual fee
Not listed
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked here because Tilla has a tracked groceries rule for this card: 20.00% cashback.

  • 20% instant discount (up to AED 14) on grocery & food orders once a month on the Talabat app in UAE. Use promo code 'MASTERCARD' at checkout
View card detailsCompare this cardSource

Tracked card 6

Switch Cashback Credit Card

Emirates Islamic

Earn up to 8% Cashback on your spends

Top tracked rule

4.00%

Groceries

Cap
No cap listed
Annual fee
AED 299
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked here because Tilla has a tracked groceries rule for this card: 4.00% cashback.

  • 4% cashback on domestic supermarket spends
View card detailsCompare this cardSource

Tracked card 7

Citi Cash Back Credit Card

Citibank UAE

Get Cashback on All Purchases - 3% on non-AED spending, 2% on grocery/supermarket, 1% on all other spending

Top tracked rule

2.00%

Groceries

Cap
No cap listed
Annual fee
AED 300
Min income
AED 8,000
Last verified
Not verified yet

Why this card is here

Ranked here because Tilla has a tracked groceries rule for this card: 2.00% cashback.

  • Earn 2% cashback on grocery and supermarket purchases
View card detailsCompare this cardSource

Tracked card 8

RTA Credit Card

Emirates Islamic

Enjoy the convenience of having both a credit card and a Nol chip on a single card.

Top tracked rule

1.00%

Groceries

Cap
No cap listed
Annual fee
Not listed
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked here because Tilla has a tracked groceries rule for this card: 1.00% cashback.

  • 1% Cashback on Grocery & Supermarkets
View card detailsCompare this cardSource

Tracked card 9

Mastercard Platinum Credit Card

Emirates NBD

The card that lives up to your lifestyle

Top tracked rule

0.40%

Groceries

Cap
No cap listed
Annual fee
AED 0
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Ranked here because Tilla has a tracked groceries rule for this card: 0.40% cashback.

  • Earn up to 1.5 points for every 100 AED spent on retail. 0.4% points on supermarkets, grocery, insurance and car dealership spends. 0.2% points for fuel, utility, real estate and education spends. Plus Points earning cap per statement is applicable.
View card detailsCompare this cardSource

Tracked card 10

Cashback Credit Card

Mashreq

Up to 5% cashback on all spends

Top tracked rule

5.00%

Default

Cap
No cap listed
Annual fee
AED 0
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Included as a fallback because the strongest tracked rule is a general spend rule: 5.00% cashback. Check the source to confirm grocery transactions are not excluded.

  • Up to 5% cashback on all spends
View card detailsCompare this cardSource

Tracked card 11

Liv Cashback Card

Liv

Shop and Earn up to 4% Cashback on All Spends

Top tracked rule

4.00%

Default

Cap
No cap listed
Annual fee
AED 0
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Included as a fallback because the strongest tracked rule is a general spend rule: 4.00% cashback. Check the source to confirm grocery transactions are not excluded.

  • Shop and Earn up to 4% Cashback on All Spends
View card detailsCompare this cardSource

Tracked card 12

World Credit Card

RAKBANK

Get 750 welcome bonus from the King of Cashback

Top tracked rule

3.00%

Default

Cap
No cap listed
Annual fee
AED 998
Min income
Not listed
Last verified
Not verified yet

Why this card is here

Included as a fallback because the strongest tracked rule is a general spend rule: 3.00% cashback. Check the source to confirm grocery transactions are not excluded.

  • Earn up to 3% cashback on retail spends via E-Wallet, 1% on standard retail
View card detailsCompare this cardSource

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