Calculator
Estimate monthly and annual cashback after applying a rate, cap, and annual fee. Results are illustrative and not a bank guarantee.
Short answer
What this calculator does
Use this calculator to test how cashback rate, cap, monthly spend, and annual fee can change the useful value of a UAE credit card.
- Use qualifying monthly spend rather than total card spend.
- Set the monthly cap to zero only if the bank terms do not list a cap.
- Subtract the annual fee to compare the practical value.
Monthly cashback
AED 250
Limited by the cap you enter.
Annual cashback
AED 3,000
Monthly estimate multiplied by 12.
Net annual value
AED 3,000
Annual cashback minus the annual fee entered.
Formula used
Monthly cashback is monthly qualifying spend multiplied by cashback rate, limited by the monthly cap entered. Net annual value is monthly cashback multiplied by 12, then reduced by the annual fee entered.
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