D
Default
Up to 2.00%
Spend tierRateCapNotes
Wio
Personal Credit
Get up to 2% cashback on all your spends
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 21 May 2026
Default
2.00%
Get up to 2% cashback on all your spends with Wio Credit. Up to AED 2,500 per month
Default
0.50%
Get up to 0.5% cashback when you pay your other credit cards with Wio credit
Eligibility
Eligibility details not available yet.
Rewards
Rates by category
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
- Categories
- 1
- Best rate
- 2.00%
- Top cap
- AED 2,500
Benefits
Rewards
Cashback on All Spends
Cashback
Get up to 2% cashback on all your spends with Wio Credit. Up to AED 2,500 per month
Conditions: Terms & Conditions apply
Pay Other Credit Cards Cashback
Cashback
Get up to 0.5% cashback when you pay your other credit cards with Wio credit
Conditions: Terms and conditions apply. Earn up to 0.5% cashback, up to AED 2500 per month
Borrowing
Easy Cash
Cash Advance
Borrow from your credit limit with Easy Cash. Pay-as-you-go at AED 1 per day per AED 1000. Repay anytime within 30 days. 6-day grace period, AED 199 late fee applies on day 36
Conditions: Pay AED 1 daily for every AED 1,000 borrowed
Payment Flexibility
Easy Installments
Installment Plan
Split your purchases with Easy Installments on Wio Credit. Choose from 3 to 48 months
Conditions: Terms apply
Active promotions
No verified active promotions yet.