D
Default
Up to 10.00% cashback
Emirates Islamic
RTA Credit Card
Enjoy the convenience of having both a credit card and a Nol chip on a single card.
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 21 May 2026
default
10.00%
Get 10% Cashback on Fuel Spends
fuel
10.00%
Get 10% Cashback on Fuel Spends [Derived category mapping: fuel]
foreign currency
2.25%
2.25% Cashback on International Spends
Eligibility
Eligibility details not available yet.
B.E.S.T cashback ladder
Full rewards table
Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.
- Categories
- 8
- Best rate
- 10.00%
- Top cap
- AED 0
F
Fuel
Up to 10.00% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
10.00%
Cap
No cap listed
Get 10% Cashback on Fuel Spends [Derived category mapping: fuel]
SourceFC
Foreign Currency
Up to 2.25% cashback
G
Groceries
Up to 1.00% cashback
Spend tierRateCapNotes
D
Dining
Up to 0.31% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
0.31%
Cap
No cap listed
0.31% Cashback on Quick Service Restaurants (Fast Food Restaurants)
SourceU
Utilities
Up to 0.13% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
0.13%
Cap
No cap listed
0.13% Cashback on Education, Telecommunication & Real Estate [Derived category mapping: utilities]
SourceE
Education
Up to 0.13% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
0.13%
Cap
No cap listed
0.13% Cashback on Education, Telecommunication & Real Estate [Derived category mapping: education]
SourceTG
Travel General
Up to 1.00% cashback
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
1.00 Miles/AED
Cap
No cap listed
For every USD 1 retail spend you will enjoy earning Miles according to the earning rates.
SourceBenefits
Rewards
Skywards Miles
Miles
For every USD 1 retail spend you will enjoy earning Miles according to the earning rates.
Program: Emirates Skywards
General
Education, Telecommunication & Real Estate Cashback
Cashback
0.13% Cashback on Education, Telecommunication & Real Estate
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Assistance
Emergency Medical & Legal Referral Service
Insurance
Emergency Medical & Legal Referral Service
Emergency Cash & Card Replacement
Insurance
Emergency Cash & Card Replacement
Automotive
Automobiles & Takaful Cashback
Cashback
0.19% Cashback on Automobiles & Takaful
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Dining
Quick Service Restaurants Cashback
Cashback
0.31% Cashback on Quick Service Restaurants (Fast Food Restaurants)
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Domestic Spend
Domestic Spends Cashback
Cashback
1.25% Cashback on Domestic Spends
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Entertainment
Entertainment Offer
Discount
Complimentary Reel Cinemas Tickets
Fuel
Cashback on Fuel Spends
Cashback
Get 10% Cashback on Fuel Spends
Conditions: Maximum Cashback per month: AED 75. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Grocery
Grocery & Supermarkets Cashback
Cashback
1% Cashback on Grocery & Supermarkets
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
International Spend
International Spends Cashback
Cashback
2.25% Cashback on International Spends
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
EEA and UK Spends Cashback
Cashback
0.56% Cashback on European Economic Area (EEA) countries and UK spends
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Purchase Protection
Extended Warranty
Insurance
Extended Warranty
Purchase Protection
Insurance
Purchase Protection
Transport
Built-in Nol Card
Feature
Enjoy seamless access and ease of payments on the RTA Transport network
Convenient Nol Top-Up Options
Feature
Recharge your Nol chip anytime, anywhere
Salik Auto Top-Up
Feature
Hands-free Salik recharges, always on
Cashback on RTA Transport Payments
Cashback
Get 10% Cashback on RTA Transport Payment
Conditions: Maximum Cashback per month: AED 75. Applies to Ticket Offices, Ticket Vending Machines, RTA Customer Service Centres and RTA Authorised Sales Agents. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Partner: Ticket Offices (at Metro stations or select Bus stationsPartner: Ticket Vending Machines (at Metro Stations and Bus StopsPartner: RTA Customer Service CentresPartner: RTA Authorised Sales Agents (e.g. Carrefour, Spinneys, Waitrose, Redha Al Ansari, Geant, EPPCO, ENOC
Active promotions
No verified active promotions yet.