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Dubai Islamic Bank

Consumer Cashback Reward Card

Get up to 3% Cashback on everyday spends including supermarkets, fuel, bills and more

Sources and verification

What this card page is based on

We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.

Last verified
Not verified yet
Latest source fetch
21 May 2026

default

3.00%

Earn 3% cashback on supermarket and hypermarket purchases with a maximum monthly cashback of AED 300

groceries

3.00%

Earn 3% cashback on supermarket and hypermarket purchases with a maximum monthly cashback of AED 300 [Derived category mapping: groceries]

Eligibility

Eligibility details not available yet.

Annual fee

AED 200

First year fee

AED 0

B.E.S.T cashback ladder

Full rewards table

Rates increase with monthly total spend. Scan each category row for the spend band, rate, and cap.

Categories
2
Best rate
3.00%
Top cap
AED 0
D

Default

Up to 3.00% cashback

Spend tier

Published reward rule

Rate

3.00%

Cap

No cap listed

Earn 3% cashback on supermarket and hypermarket purchases with a maximum monthly cashback of AED 300

Source
G

Groceries

Up to 3.00% cashback

Spend tier

Published reward rule

Rate

3.00%

Cap

No cap listed

Earn 3% cashback on supermarket and hypermarket purchases with a maximum monthly cashback of AED 300 [Derived category mapping: groceries]

Source

Benefits

Travel

Travel Insurance Coverage

Insurance

Travel and medical coverage of up to US$ 100,000 when booking flight tickets using the card. Coverage is applicable to cardholder, spouse and children (up to 4, under the age of 18)

Conditions: Book flight tickets using the card

Partner: Watania

Shopping

Cashback on Supermarkets & Hypermarkets

Cashback

Earn 3% cashback on supermarket and hypermarket purchases with a maximum monthly cashback of AED 300

Automotive

Complimentary Roadside Assistance

Concierge

Complimentary roadside assistance up to 2 times per year including vehicle registration, towing, fuel assistance, battery boost, flat tire fixing, lock-out service, off-road pull out, and free international driving license

Cashback on Automobile Servicing

Cashback

Earn 3% cashback on automobile servicing with a maximum monthly cashback of AED 300

Bills

Cashback on Utility Bills

Cashback

Earn 3% cashback on utility bills with a maximum monthly cashback of AED 100. Cashback not earned on Utility & Government bills transactions made through DIB platforms effective from 1st December 2019

Cashback on Telecom Bill Payments

Cashback

Earn 3% cashback on Etisalat & Du bill payments with a maximum monthly cashback of AED 100

Partner: EtisalatPartner: Du

Cashback

Minimum Monthly Spend Requirement

Requirement

Effective 10 May 2025, you are required to make minimum monthly retail purchases of AED 3,000 within a statement cycle to be eligible for the cashback

Conditions: Minimum monthly retail purchases of AED 3,000 within a statement cycle

Total Monthly Cashback Cap

Cashback

Total monthly maximum cashback cap is AED 1,000 per billing cycle

Education

Cashback on School Fees

Cashback

Earn 3% cashback on school fees with a maximum monthly cashback of AED 300

Fuel

Cashback on Fuel Spends

Cashback

Earn 3% cashback on fuel spends with a maximum monthly cashback of AED 100

Transport

Cashback on Salik and Nol Recharges

Cashback

Earn 3% cashback on Salik and Nol recharges with a maximum monthly cashback of AED 25

Partner: SalikPartner: Nol

Active promotions

No verified active promotions yet.